irs-free-file

www.irs.gov/freefile

The IRS Free File program is a public-private partnership between the IRS and several tax preparation companies, offering two main options for taxpayers to prepare and file their federal income tax returns online for free. This program (www.irs.gov/freefile) aims to make tax filing accessible and straightforward for everyone, regardless of their income level.

What Is IRS Free File?

The IRS Free File Program is a public-private partnership between the IRS and many tax preparation and filing software industry leaders who provide their brand-name products for free. It provides two ways for taxpayers to prepare and file their federal income tax online for free:

  • Traditional IRS Free File provides free online tax preparation and filing options on IRS partner sites. Our partners are online tax preparation companies that develop and deliver this service at no cost to qualifying taxpayers.
    • Note: Only taxpayers whose adjusted gross income (or AGI) is $72,000 or less qualify for any IRS Free File partner offers.
  • Free File Fillable Forms are electronic federal tax forms you can fill out and file online for free. If you choose this option, you should know how to prepare your own tax return.
    • Note: It is the only IRS Free File option available for taxpayers whose income (AGI) is greater than $72,000.

Two Main Options Offered by IRS Free File

Free File Software OptionFree File Fillable Forms Option
DescriptionThis option provides free online tax preparation software through IRS-partnered tax preparation companies. It guides eligible taxpayers through a step-by-step process to complete and file federal tax returns at no cost.Offers electronic, fillable tax forms that allow users to complete and file their federal taxes independently. This option is designed for those comfortable preparing their own returns and needing minimal assistance.
EligibilityGenerally available to taxpayers with an adjusted gross income (AGI) of $73,000 or less (subject to yearly changes).Open to all taxpayers, regardless of income level, but recommended for individuals with a basic understanding of tax forms and tax laws, as it offers limited guidance.
FeaturesStep-by-step guidance for preparing federal tax returns.
User-friendly software with error-checking features.
Option to file state tax returns (may incur additional costs depending on the provider).
Secure, encrypted submission directly to the IRS.
Provides electronic versions of IRS forms.
No guidance or step-by-step assistance.
Suitable for simple federal tax returns.
Secure, direct electronic filing with the IRS.

How to file taxes through IAS Free File?

  • Collect all necessary documents and income statements that support deductions and credits, such as W-2s, 1099 forms, and receipts for deductions.
  • Go to the www.irs.gov/freefile and navigate to the IRS Free File page.
  • Determine if you qualify for the Guided Tax Software (AGI of $79,000 or less) or the Free File Fillable Forms (any income level).
  • Select Your Option:
    • Guided Tax Software: If your AGI is $79,000 or less, select one of the IRS Free File partner sites. These sites offer free tax preparation software that will guide you through the process.
    • Free File Fillable Forms: If your AGI is above $79,000 or if you prefer to prepare your own return, choose the Free File Fillable Forms. This option provides electronic versions of IRS paper forms.
  • Follow the instructions to create an account on the selected platform.
  • Use the software or fill out the forms with your personal and financial information.
  • Carefully review your entries for accuracy, then submit your tax return electronically.
  • You will receive a confirmation from the IRS once your return has been successfully filed.

Why IRS Free File is Important?

The IRS Free File program is designed for ensuring fair access to tax preparation services for taxpayers who otherwise may not be able to have it. It has been designed to ensure all taxpayers have reasonable and equal opportunity to file taxes at no cost. To middle- and lower-income taxpayers, having to pay for professional tax preparation services can be very costly. Thus, the provision of (www.irs.gov/freefile)a free option guarantees that the public can discharge their federal tax commitments without undue expense. This way, the IRS allows the taxpayers to fulfill their federal tax responsibilities without stress and costs that can be avoided.